Award-winning and innovative, Opportunity Fund is tackling economic inequality so that hard work and perseverance means a shot at getting ahead, not just struggling to get by.
Opportunity Fund believes that small amounts of money and financial advice can help people make permanent and lasting change in their own lives, driving economic mobility and building stronger communities.
Our core values - dignity, responsibility, and opportunity - guide our effort to build a more inclusive financial system.
Our strategy is focused on lending to underserved small business owners, helping hard-working people get on the path to prosperity and closing the gap between dreams and opportunities.
Our community of donors and investors helps to fund small businesses and build vibrant neighborhoods. Since 1994, our team has deployed $600 million and helped thousands of families earn, save and invest in their own futures.
Opportunity Fund has earned a 4-star rating from Charity Navigator, America's largest independent charity evaluator, for our commitment to accountability and transparency.
To advance the economic well-being of working people by helping them earn, save and invest in their future.
Opportunity Fund believes that everyone should have the chance to build a dignified life, regardless of their economic background. Our role is to help working families realize their dreams and move beyond worrying about how to live day to day. By investing in those who don’t have ready access to financial resources, we strive to break the cycle of poverty for good.
Message from Founder, Eric Weaver
At the beginning - when Opportunity Fund was just an idea - we didn’t know if small amounts of money and financial advice could be enough to enable people to make big changes for the better. But I believed there was a way for working people to achieve life goals that once seemed out of reach, simply because they didn’t have the financial means or know-how. Since 1994, we have seen individuals grow small businesses that provide sustainable incomes, care for themselves and their families in ways they only dreamed - by buying a house or sending their children to college - and create jobs in their communities. Most tell us that they could not have done it without the help Opportunity Fund provided. But to me, it’s clear: all our clients needed was your belief in them and a chance to succeed.
I am proud that Opportunity Fund’s investors and staff recognize that entrepreneurship, hard work, and ideas—the pillars of Silicon Valley businesses—are also the pillars of its lower income communities. Together, we are building a diverse, vibrant community where opportunity, knowledge, and access to capital are within reach for everyone living in California and beyond.